You Could Qualify for Up to $1,000,000 in Life Insurance — No Medical Exam Required
Even if you’re on SSI or have past health conditions, we can help you get the coverage your family deserves.
CLICK BELOW TO WATCH FIRST!
No Medical Exam Required
Simple
Peace of Mind
You Could Qualify for Up to $1,000,000 in Life Insurance — No Medical Exam Required
30+ National Carriers: Access a wide selection of top-rated insurance providers to find coverage that fits your budget and goals
Even if you’re on SSI or have past health conditions, we can help you get the coverage your family deserves.
CLICK BELOW TO WATCH FIRST!
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What others are saying
What others are saying
“Kenneth was very helpful. He walks you through the whole process witch made it easy for me. He is not pushy and very willing to work within your budget”
— Dawn Stroot
“Kenneth was very knowledgeable about insurance products and ability to get coverage. He was a soft sell and did not try to sell me something I did not need. He was friendly and listened to my concerns and needs.”
— Shirley-Ruth Wright
"This has been the best experience that I have had in the situation that I am in. Kenneth was very refreshing and had a great attitude. I would and will refer him to everyone! Thank you again for a great and honest discussion.”
— Rebecca Schippers
“Kenneth has been great to work with. He was able to find really good insurance for my husband who is 74 with some major health issues and for me, I'm 62 also with some health issues for a fair price with a stable, well known company when others couldn't. I highly recommend Kenneth and the Point Insurance company.”
— Connie Lashbrook
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What others are saying
What others are saying
“Kenneth was very helpful. He walks you through the whole process witch made it easy for me. He is not pushy and very willing to work within your budget..”
— Dawn Stroot
“Kenneth was helpful, sincere, invested, polite, honest, and patient with me through the entire application process for mortgage insurance coverage. I strongly recommend Kenneth as a quality broker to work with and as someone you can trust. Truly a desired quality in this day and age. He clearly explained details I would have not known enough to even ask about. I think this speaks to his professionalism and dedication to his clients making a truly informed decision.”
— Susan Shikowski
"Kenneth has been great to work with. He was able to find really good insurance for my husband who is 74 with some major health issues and for me, I'm 62 also with some health issues for a fair price with a stable, well known company when others couldn't. I highly recommend Kenneth and the Point Insurance company.”
— Connie Lashbrook
“This has been the best experience that I have had in the situation that I am in. Kenneth was very refreshing and had a great attitude. I would and will refer him to everyone! Thank you again for a great and honest discussion..”
— Rebecca Schippers
Simplified Coverage, Superior Protection
Most People Delay Life Insurance for the Same 4 Reasons…
#1
“I don’t know what I need.”
#2
“I’m afraid I won’t qualify.”
#3
“It’s too expensive.”
#4
“I don’t want a pushy sales pitch.”
That's the reason why our 1-on-1 consultation exists to explain everything, show real options, and help you make a confident decision.
Here’s What You’ll Walk Away With After Our Call:
A personalized quote with real pricing
A plan that fits your income and health
Answers to all your questions — in plain English
The peace of mind that your family is protected
Pick a time below that works for you — and a licensed advisor will personally walk you through your options.”
Pick a time below that works for you — and a licensed advisor will personally walk you through your options.”
That's the reason why our 1-on-1 consultation exists to explain everything, show real options, and help you make a confident decision.
Here’s What You’ll Walk Away With After Our Call:
A personalized quote with real pricing
A plan that fits your income and health
Answers to all your questions — in plain English
The peace of mind that your family is protected
Pick a time below that works for you — and a licensed advisor will personally walk you through your options.”
Find The Best Fit For You
What if I’ve been declined before?
A previous decline doesn’t close the door. Every insurer evaluates risk differently, and your situation may have changed. We’ll re-shop your application across multiple carriers and recommend options that fit your profile—often without a medical exam.A previous decline doesn’t close the door. Every insurer evaluates risk differently, and your situation may have changed. We’ll re-shop your application across multiple carriers and recommend options that fit your profile—often without a medical exam.
How long does the process take?
Most people check rates in about a minute, complete the application in 10–15 minutes, and receive a decision the same day or within a few business days (varies by insurer and your answers). We guide you step by step to avoid delays.
Do I need to take a medical exam?
Often, no. Many applicants qualify with an online application and electronic checks (e.g., prescription and health-history databases). If an exam is required, it’s free and can be done at home or work at a convenient time.
Is this really free?
Yes. Getting quotes and our help costs you nothing. If you choose a policy, the insurer pays us; you pay the same price as buying directly, with no extra fees or markups.
How much coverage can I get?
It depends on your age, health, income, and goals. Options typically range from a few thousand dollars to several million. As a rule of thumb, consider 10–15× your annual income, or enough to cover your mortgage, debts, and several years of living expenses. We’ll tailor recommendations to your budget.
Find The Best Fit For You
What if I’ve been declined before?
A previous decline doesn’t close the door. Every insurer evaluates risk differently, and your situation may have changed. We’ll re-shop your application across multiple carriers and recommend options that fit your profile—often without a medical exam.
How long does the process take?
Most people check rates in about a minute, complete the application in 10–15 minutes, and receive a decision the same day or within a few business days (varies by insurer and your answers). We guide you step by step to avoid delays.
Do I need to take a medical exam?
Often, no. Many applicants qualify with an online application and electronic checks (e.g., prescription and health-history databases). If an exam is required, it’s free and can be done at home or work at a convenient time.
Is this really free?
Yes. Getting quotes and our help costs you nothing. If you choose a policy, the insurer pays us; you pay the same price as buying directly, with no extra fees or markups.
How much coverage can I get?
It depends on your age, health, income, and goals. Options typically range from a few thousand dollars to several million. As a rule of thumb, consider 10–15× your annual income, or enough to cover your mortgage, debts, and several years of living expenses. We’ll tailor recommendations to your budget.
Disclaimer: The information provided on this website is not intended as investment or financial advice, or as a recommendation to purchase any specific product. It is recommended to always consult a licensed financial or insurance professional before investing or purchasing any financial product. Detailed product information such as Surrender Yields, Premiums, Age Restrictions, Riders, Fees, and Withdrawal provisions vary by product and may be subject to change without notice. Agents & Brokers at Barker Agencies, LLC are licensed in all states. Depending on your eligibility for insurance, you understand and accept that your information may be transmitted to a licensed insurance agent from Ethos, or an independent insurance agent, who may contact you to provide assistance. You agree to receive phone calls, texts, or emails from these agents even if you are on the National Do Not Call Registry. Barker Agencies LLC may partner when applicable with Ethos Technologies Inc. Ethos operates in some states as Ethos Life Insurance Services. CA license #0L28949; AR license #100164629. Ethos offers policies issued by the carriers listed at www.ethoslife.com/carriers. Products and their features may not be available in all states. License information is listed at https://www.ethoslife.com/licenses. To help avoid requiring a medical exam, our application asks certain health and lifestyle questions.
Copyright 2026. Kenneth Barker. All Rights Reserved.